Tag Archives: policies and procedures

PCI Compliance Auditor | Consultant | South Carolina | Fixed Fees

Call NDB Advisory today for PCI compliance auditor and consultant services for South Carolina businesses consisting of Level 1 onsite assessments, penetration testing, scanning and vulnerability, information security policy and procedure writing, along with numerous other supporting practices. South Carolina businesses that store, process, and or/transmit cardholder data are required to undertake compliance with the Payment Card Industry Data Security Standards (PCI DSS) provisions. Easier said than done – however – as PCI DSS compliance can be taxing, arduous and costly – all the more reason to call PCI-QSA Charles Denyer of NDB Advisory at 1-800-277-5415, ext. 706 or email him directly at cdenyer@ndbcpa.com today.

Because PCI DSS compliance is without question one of the most far-reaching and widespread regulatory compliance initiatives around the world, businesses need to depend on a proven and trusted source for helping them achieve compliance in a comprehensive, efficient, and cost-effective manner.  With years of PCI experience under his belt – PCI-QSA Charles Denyer and his staff at NDB Advisory can get the job done for you.  From conducting an initial PCI DSS Readiness Assessment to developing much needed information security policies and procedures, along with performing the actual audits, NDB Advisory is your “go-to” firm for PCI compliance auditor and consultant services for South Carolina.

In summary, NDB's PCI compliance auditor and consultant services for today's South Carolina businesses consists of the following:

  • PCI DSS Gap Analysis findings and Readiness Assessments.
  • PCI specific policy and procedure writing along with general information security policy and procedure writing.
  • Network layer and application layer penetration testing.
  • Internal and external vulnerability assessments.
  • Level 1 onsite Report on Compliance (RoC) assessments as conducted by a Payment Card Industry Qualified Security Assessor (PCI-QSA).
  • Administrative filing of the RoC and all other documentation with the major payment brands, such as VISA and Mastercard, and any other relevant parties.
  • Ongoing, quarterly compliance services for both merchants and service providers.

Call and speak today with PCI-QSA Charles Denyer at 1-800-277-5415, ext. 706 or email him at cdenyer@ndbcpa.com.

8 PCI Compliance Requirements Every Business Needs to Know About

PCI compliance requirements are affecting virtually every industry and business sector, ultimately requiring organizations to undergo extensive measures for ensuring adherence to the Payment Card Industry Data Security Standards (PCI DSS) provisions. It’s thus important for merchants, service providers, and all other entities involved in the storage, processing, and/or transmission of cardholder data to understand what PCI compliance really means, that is, the “who, what, when, where, and why” of this ever-growing and expanding framework.  Charles Denyer, a noted Payment Card Industry Qualified Security Assessor (PCI-QSA), discusses the following 8 PCI compliance requirements that every business should know about:

1. Compliance is mandatory – Are you an organization that stores, processes, and/or transmits cardholder data, or have some type of credible nexus with such cardholder data? If so, then welcome to the world of PCI DSS compliance, which seems to be growing and expanding more and more.  For purposes of PCI, organizations are identified as either merchants or service providers, and along with these designations come varying compliance requirements, ranging from onsite assessments by a Payment Card Industry Qualified Security Assessor (PCI-QSA) to self-assessment procedures via the Self-Assessment Questionnaires (SAQ) available from the PCI Security Standards Council (PCI SSC).  

2. Policies and Procedures are a Must – One of the biggest mistakes I see as a PCI-QSA is merchants and service providers failing to understanding the fundamental importance of having documented policies and procedures in place for PCI compliance.  Sure, there are many technical requirements that must be met – no question about it – but the policy requirements can be just as arduous and taxing to complete. I recommend finding high-quality PCI compliance polices, such as those provided by pcipolicyportal.com.

3. Quarterly Scanning – Compliance with PCI for all merchants and service providers (regardless of transaction level) also consists of quarterly network scans, also known as "vulnerability scans", and it requires them to undergo both internal and external network scans.  And for initial PCI DSS compliance, four (4) passing quarterly scans is NOT required, but it is a strict requirement thereafter.  Additionally, scans are to be conducted by an Approved Scanning Vendor, known as an ASV, which is an organization ultimately approved by the Payment Card Industry Security Standards Council (PCI SSC) for conducting scans. Lastly – and this is important to note – internal and external scans are to be performed after any "significant" changes. What is "significant" – that's a question to discuss with a PCI-QSA, such as me, so give me a call if you have any questions at 1-800-277-5415, ext. 706.

4. Penetration Testing – PCI compliance requirements also include penetration testing, which is detailed in Requirement 11 of the actual Payment Card Industry Data Security Standards. In short, organizations will need to conduct a comprehensive pen test, which includes both external and internal tests, both from a network layer and application layer perspective.

5. Report on Compliance – If it’s an onsite assessment that’s required for your organization, then you’ll need to contact a Payment Card Industry Qualified Security Assessor (PCI-QSA), such as myself (Charles Denyer | 1-800-277-5415, ext. 706 | cdenyer@ndbcpa.com).  The end deliverable for an onsite assessment is known as the Report on Compliance, or “RoC” as it’s called in the industry.

6. SAQ vs. Onsite Assessments – The vast majority of merchants and service providers can meet PCI compliance via the self-assessment process, which essentially means completing a “Self-Assessment Questionnaire” and the accompanying Attestation of Compliance (AoC). However, a small, but growing number of organizations still require onsite assessments by an actual PCI-QSA.  The SAQ vs. Onsite Assessments are apples vs. oranges – very different in many ways – with costs being one of the most important to note.

7. If you process, store or transmit cardholder data, you’re in scope for PCI compliance – It’s really that simple and clear-cut. If you are involved in working with cardholder data in any way, then PCI compliance will surely be something to discuss amongst your organization.  Not only is non-compliance not a good idea, but your customers and other entities are starting to demand it now, more than ever before.  And this holds true especially for service providers, who are now being required to undertake compliance via SAQ D, or with an actual onsite assessment by a Payment Card Industry Qualified Security Assessor (PCI-QSA), such as Charles Denyer of NDB Advisory (cdenyer@ndbcpa.com | 1-800-277-5415, ext. 706).

8. PCI is a moving target – Forget about the "one and done" notion – compliance with the PCI DSS provisions requires a constant commitment, so just remember that.

PCI Compliance Atlanta GA | QSA Onsite Assessments, Audits, Consulting | Fixed Fees

As a trusted PCI compliance advisor to Atlanta, GA businesses, NDB Advisory provides QSA onsite assessments, audits, and consulting services to both merchants and service providers, along with any organizations involved in processing, storage, and transmission of cardholder data.  It’s a PCI world out there – and that’s putting it lightly – as almost every type of business is being highly affected by the Payment Card Industry Data Security Standards (PCI DSS) provisions.  From Level 1 onsite assessments to specialized consulting for Self-Assessment Questionnaire (SAQ) compliance, NDB and the trusted team of PCI compliance experts led by PCI-QSA Charles Denyer can help Atlanta business get compliant, stay compliant, all in an efficient and transparent manner.

As for NDB Advisory’s PCI DSS compliance services for Atlanta, GA, they include the following:

  • PCI DSS Readiness Assessments and Gap Analysis findings.
  • Level 1 onsite assessments performed by Payment Card Industry Qualified Security Assessors (PCI-QSA).
  • Remediation (both operational and technical).
  • Policy and procedure writing services for the numerous documents required to be in place for PCI DSS compliance.
  • Penetration Testing (both network and application layer).
  • Vulnerability Assessments (both internal and external).
  • Strategy and consulting services for all other related PCI DSS issues.

In summary, NDB Advisory’s Atlanta, GA PCI DSS compliance services include much more than just assessments – we provide a comprehensive set of solutions for today’s complex and demanding Georgia businesses. Give PCI-QSA Charles Denyer a call at 1-800-277-5415, ext. 706, or email him directly at cdenyer@ndbcpa.com.  

PCI Qualified Security Assessors (QSA) | Call NDB Advisory

Looking for a quality, cost-effective PCI DSS Qualified Security Assessor (QSA)? If so, then contact NDB Advisory, as we have years of experience in working with the PCI DSS compliance framework. What's more, we understand where the roadblocks can be and what it takes to eliminate these costly and timely issues that create problems for obtaining PCI DSS compliance for merchants and service providers.

NDB Advisory is a nationally recognized boutique consulting firm specializing in Payment Card Industry Data Security Standards (PCI DSS) compliance for merchants and service providers. We specialize in Level I Report on Compliance (ROC) assessments and we can help you every step of the way. From writing policies and procedures to the issuance of the final ROC report, let us help you obtain PCI DSS compliance in a cost-effective manner.

To learn more about us, visit pciassessment.org, a comprehensive site dedicated to all aspects of PCI DSS compliance for merchants and service providers alike.